Accounts

All your connected accounts in one calm place.

Demo
Demo mode · Sample accounts shown for preview
No real bank account is connected. Real account linking will use Plaid — Lumara does not store your bank username or password.
Read the Guide
Secure account connections. Read-only access. You're always in control.
Ask Lumara
Sample Accounts
4demo
Demo mode · no real accounts
Sample Balance
$24,560.75
Sample data — not a real balance(i)
Last Sync
—demo
No real sync in demo
Data Health
Preview
Sample data preview

Sample accounts (demo)

C
Chase Checking
Checking · •••• 4821
$8,420.25
Demo · sample data
Demo
Used for
Spending, cash flow, insights
C
Chase Savings
Savings · •••• 7893
$12,840.50
Demo · sample data
Demo
Used for
Goals, emergency fund, cash flow
Cap
Capital One Credit Card
Credit · •••• 1111
−$1,245.80
Demo · sample data
Demo
Used for
Spending, subscriptions, patterns
F
Fidelity Investment
Investment · •••• 7742
$4,545.80
Demo · sample data
Demo
Used for
Net worth

How account connection works

Lumara connects accounts through Plaid. Lumara does not store your bank username or password. Bank login credentials are handled by Plaid's secure connection flow. Lumara uses authorized account and transaction data only to power app features such as cash flow, budgets, goals, subscriptions, insights, reports, and Ask Lumara.

Read the Guide

How accounts power Lumara

Why this matters
Spending patterns

Lumara detects changes in dining, shopping, bills, and recurring behavior.

Cash flow

Lumara compares income and spending trends so you can plan ahead.

Goals

Lumara connects daily decisions to the progress that matters most.

Subscriptions

Lumara spots recurring charges that may be unused.

Decision Intelligence

Lumara compares choices using real spending context and outcomes.

Tax organization

Lumara groups possible review items to help you stay prepared. Not tax advice.

Privacy & control

You're in control of your data. Choose what Lumara uses to generate insights.

Learn more about privacy
Include hidden accounts in net worth
Include assets and liabilities from hidden accounts in net worth calculations.
Use credit card data for spending insights
Analyze credit card transactions to detect spending patterns.
Use savings data for goal projections
Use savings account data to project goal timelines.
Use transaction data for tax organization
Use transaction details to identify possible tax review items.